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We Help You Recover and Strengthen Your Credit Profile!

Get in touch with our experts today and start your journey toward achieving your dreams!

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How it works

At Turning Point Solutions, we believe everyone deserves a second chance at financial freedom. Our program is designed to not only repair your credit but to help you build a stronger future with confidence. With expert specialists and a powerful, results-driven approach, we guide you toward restoring your credit and reclaiming control of your financial journey. This is your turning point—your future starts today.

The Steps Would Be

  • We listen first. You’ll share your goals (buy a car/home, lower payments, reduce debt) and we’ll outline the best path forward.
  • We securely review your credit reports and any documents you provide. Don’t have reports handy? We’ll show you quick, low-cost ways to access them.
  • No one-size-fits-all. We map the exact steps to move your file forward.
  • We prepare and send targeted dispute letters to credit bureaus and, when appropriate, to data furnishers.
  • While disputes are in motion, we help you strengthen the positive side of your credit profile.
  • If responses don’t fully resolve issues, we refine and continue—always with your approval.
  • We don’t just stop at “better.” We help you stay better.

Disclaimer: Credit score improvements and results vary by individual client. Turning Point Solutions does not guarantee specific outcomes, as outlined in our Guarantee Disclaimer. However, by following our best-practice strategies and engaging with our educational consulting, many clients experience positive progress in their credit profiles—and we are proud of the strong reviews we receive for our services.

Before joining, Keisha had no idea where her money was going. Turning Point Solutions helped her create a realistic budget and savings plan. She’s now saving $300 a month and finally feels in control.
Tony had $12,000 in credit card debt. With personalized budgeting and accountability check-ins, he paid off two cards in six months and created a debt snowball plan for the rest.
As a single mother of three, Jasmine was overwhelmed. Turning Point Solutions helped her track expenses, budget for essentials, and save for her children’s school clothes without using credit.
Robert and Alicia argued constantly about money. Through financial coaching, they learned to budget together and communicate. Their relationship — and finances — are stronger than ever.
After six months of following her personalized plan, Michelle built a $1,000 emergency fund and reduced her stress about unexpected bills.
At 52, James wanted to retire in 10 years but had no plan. Turning Point Solutions helped him restructure spending, increase 401(k) contributions, and stay on track toward a comfortable retirement.
Danielle had $40K in student loans. With a tailored budget and debt strategy, she reduced her monthly payments by $200 and started saving for her first home.
Chris, a local barber, was struggling to manage business and personal finances. Turning Point Solutions helped him separate income streams and set aside money for taxes — saving him from falling behind.
After completing credit repair and budgeting services, The Harris family continued with financial planning to buy their first home. They closed within nine months and now enjoy financial peace of mind.
Cynthia had no retirement plan at 45. Turning Point Solutions helped her set goals, automate savings, and invest wisely. She’s now on track to retire comfortably at 60.
The Johnsons wanted to teach their children about money. We helped them set up savings accounts, insurance protection, and college funds, building a true financial legacy.
After years of high-interest loans, Kevin followed his custom financial plan to consolidate debt and raise his credit score. He’s now saving over $400 monthly.
After years of high-interest loans, Kevin followed his custom financial plan to consolidate debt and raise his credit score. He’s now saving over $400 monthly.
After losing his job, Steven worked with Turning Point Solutions to budget wisely and preserve his credit. Six months later, he secured new employment and was able to maintain all his accounts in good standing.
Before joining, Angela felt lost and unorganized. Now, with a solid financial plan, she tracks her goals monthly and finally feels confident in her financial future.
After being denied for a car loan due to multiple collections, Marcus enrolled with Turning Point Solutions. Within five months, several accounts were deleted, and his score increased by 112 points, allowing him to drive off the lot with his dream car.
After her divorce, Tasha’s credit took a major hit. Turning Point Solutions helped remove late payments and incorrect medical debts. She qualified for a new apartment and a lower-interest credit card in just four months.
Jamal and Latoya wanted to buy their first home but were struggling with low credit scores. After working with Turning Point Solutions for six months, their scores improved enough to secure pre-approval — and they closed on their first home soon after.
Monique had over 10 collection accounts when she joined. Turning Point Solutions disputed each one, resulting in six removals within three months. Her confidence and her score grew immediately.
After being a victim of identity theft, Robert felt defeated. Our team helped him dispute fraudulent accounts and restore his credit. Today, he’s proud to have a clean report and a 750+ score.
As a veteran, Anthony faced multiple service-related debts that hurt his credit. Turning Point Solutions worked diligently to remove inaccurate military-related collections. Now, he’s approved for a VA home loan with zero down payment.
At only 23, Briana had damaged her credit early. Turning Point Solutions guided her through disputes and educated her on credit usage. She now has her first secured card and a 680 score within six months.
Cynthia’s credit was weighed down by unpaid hospital bills. After our intervention, most were removed due to incorrect reporting. Her score improved by 95 points, allowing her to refinance her car loan.
After bankruptcy, Daryl thought credit repair was impossible. Turning Point Solutions helped him rebuild from scratch, establish new positive trade lines, and qualify for a small business loan within one year.
Felicia was paying 24% interest on her car loan due to poor credit. After four months of credit repair, she refinanced and cut her interest rate in half saving over $200 monthly.
Share Your Story

Starting as low as $99/month!

How long will it take?

Each client’s situation is unique. Our Credit Repair specialists are committed to making the process as smooth and efficient as possible. Reach out to us today, and we’ll guide you every step of the way!

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The steps would be
We listen first. You’ll share your goals (buy a car/home, lower payments, reduce debt) and we’ll outline the best path forward.
  • What we cover: your priorities, current challenges, desired timeline
  • Outcome: a clear next step and a prep checklist
1) Free Consultation (15–20 minutes)
We listen first. You’ll share your goals (buy a car/home, lower payments, reduce debt) and we’ll outline the best path forward.
  • What we cover: your priorities, current challenges, desired timeline
  • Outcome: a clear next step and a prep checklist
2) Document & Report Review

We securely review your credit reports and any documents you provide. Don’t have reports handy? We’ll show you quick, low-cost ways to access them.

  • We look for: errors, duplicates, outdated items, inconsistent data
  • You get: a summarized findings report in plain English
3) Personalized Action Plan

No one-size-fits-all. We map the exact steps to move your file forward.

  • Dispute strategy for inaccurate or unverifiable items
  • Rebuilding plan: utilization, mix of credit, payment habits
  • Budget tune-up: simple adjustments that accelerate progress

Deliverable: a step-by-step plan with milestones and check-ins

4) Disputes & Follow-Through
We prepare and send targeted dispute letters to credit bureaus and, when appropriate, to data furnishers.
  • Focus: accuracy, completeness, and verification obligations
  • Timing: bureaus typically respond within 30–45 days
  • We track every round and keep you updated
5) Rebuild & Optimize

While disputes are in motion, we help you strengthen the positive side of your credit profile.

  • Smart utilization targets
  • Adding positive trade lines responsibly (when appropriate)
  • Payment calendar + reminders to protect your progress
6) Review, Adjust, Repeat (If Needed)

If responses don’t fully resolve issues, we refine and continue—always with your approval.

  • Compare new reports against the plan
  • Update tactics and timeline
  • Celebrate each win, however small
7) Graduate with a Long-Term Game Plan

We don’t just stop at “better.” We help you stay better.

  • Maintenance checklist
  • Budget guardrails for real life
  • Pathway to your next goal (auto/home approval, lower rates, debt-free date)

Disclaimer: Credit score improvements and results vary by individual client. Turning Point Solutions does not guarantee specific outcomes, as outlined in our Guarantee Disclaimer. However, by following our best-practice strategies and engaging with our educational consulting, many clients experience positive progress in their credit profiles—and we are proud of the strong reviews we receive for our services.

Free Consultation

(15–20 minutes)
We listen first. You’ll share your goals (buy a car/home, lower payments, reduce debt) and we’ll outline the best path forward.
  • What we cover: your priorities, current challenges, desired timeline
  • Outcome: a clear next step and a prep checklist
ORDER NOW

Document & Report Review

We securely review your credit reports and any documents you provide. Don’t have reports handy? We’ll show you quick, low-cost ways to access them.
  • We look for: errors, duplicates, outdated items, inconsistent data
  • You get: a summarized findings report in plain English
ORDER NOW

Personalized Action Plan

No one-size-fits-all. We map the exact steps to move your file forward.
  • Dispute strategy for inaccurate or unverifiable items
  • Rebuilding plan: utilization, mix of credit, payment habits
  • Budget tune-up: simple adjustments that accelerate progress
  • Deliverable: a step-by-step plan with milestones and check-ins
ORDER NOW

Disputes & Follow-Through

We prepare and send targeted dispute letters to credit bureaus and, when appropriate, to data furnishers.
  • Focus: accuracy, completeness, and verification obligations
  • Timing: bureaus typically respond within 30–45 days
  • We track every round and keep you updated
ORDER NOW

Rebuild & Optimize

While disputes are in motion, we help you strengthen the positive side of your credit profile.
  • Smart utilization targets
  • Adding positive trade lines responsibly (when appropriate)
  • Payment calendar + reminders to protect your progress
ORDER NOW

Review, Adjust, Repeat (If Needed)

If responses don’t fully resolve issues, we refine and continue—always with your approval.
  • Compare new reports against the plan
  • Update tactics and timeline
  • Celebrate each win, however small
ORDER NOW

Graduate with a Long-Term Game Plan

We don’t just stop at “better.” We help you stay better.
  • Maintenance checklist
  • Budget guardrails for real life
  • Pathway to your next goal (auto/home approval, lower rates, debt-free date)
ORDER NOW