We dispute items that are inaccurate, incomplete, or unverifiable. We never promise deletions or specific score increases.
How soon will my score change?
Some clients see early movement within 30–90 days, but results and timelines vary.
Is this legal?
You have the right to dispute information on your credit reports you believe is inaccurate. We operate with education, documentation, and your consent. We don’t provide legal or tax advice.
What if my reports are accurate?
We’ll shift focus to rebuilding and budgeting strategies that improve your profile over time.
Do I have to do anything?
Yes—your participation matters (sharing documents, opening mail, following the rebuild plan). We’ll make it simple and guide you step by step.