FAQ
Can you remove late payments or collections?

We dispute items that are inaccurate, incomplete, or unverifiable. We never promise deletions or specific score increases.

Some clients see early movement within 30–90 days, but results and timelines vary.

You have the right to dispute information on your credit reports you believe is inaccurate. We operate with education, documentation, and your consent. We don’t provide legal or tax advice.

We’ll shift focus to rebuilding and budgeting strategies that improve your profile over time.

Yes—your participation matters (sharing documents, opening mail, following the rebuild plan). We’ll make it simple and guide you step by step.